Affiliate Disclosure

An affiliate link is a special tracking link. If you click one and then open an account, complete a transfer, or are approved for a product, the company may pay FolioNorth a commission. This comes at no additional cost to you. You pay the same as you would going to the company directly.

If and when we add affiliate links, they will appear primarily on our Transfer Offers and Credit Cards pages, and occasionally within related articles and guides. Wherever they appear, we show a short notice near the top of the page so you always know.

This is the part that matters most. Affiliate compensation will never influence which products we list, how we rank them, or what we say about them. We list and rank brokerages and credit cards based on what we believe is genuinely useful for Canadian DIY investors, full stop. If a better product pays us nothing, it still gets the better placement. We will also list and recommend products we earn nothing from when they're the right call.

Right now, we don't earn a commission from any product on FolioNorth. Even once we do, many of the ETFs, accounts, and strategies we cover will still have no affiliate relationship at all. We cover them because they're relevant to Canadian DIY investors.

If you ever want to know whether a specific link is an affiliate link, or how a particular relationship works, email hello@folionorth.ca and we'll tell you straight.

This disclosure is provided in line with the Competition Bureau of Canada's guidance on disclosing material connections, and with the requirements of any affiliate networks we may work with.