July 18, 2026
How to Choose a Credit Card in Canada Without Overthinking It
A practical Canadian credit card guide covering spending, fees, interest, rewards, and secured cards for people building credit.
Blog
Notes for Canadian DIY investors
Practical investing notes, ETF mechanics, and portfolio decisions that sit behind the calculators.
July 17, 2026
New Avantis CIBC ETFs: CAGR, CAKE and CAGX Explained
CIBC has filed for three new Avantis ETFs: 60/40 CAKE, 80/20 CAGR, and globally weighted CAGX. See their expected factor tilts, fees, and allocations.
July 15, 2026
TFSA vs RRSP for High-Income Earners in Canada (2026)
Compare TFSA, RRSP, and FHSA priorities for high-income Canadians in 2026, including tax assumptions, OAS recovery tax, RRIFs, and US ETFs.
July 3, 2026
Best Canadian Brokerages for ETF Investors in 2026
An opinionated, DIY-investor guide to the best Canadian brokerages for ETF investing in 2026. Commissions have collapsed to $0 at most platforms, so the real decision is now FX cost, account types, and fit. Wealthsimple, Questrade, Qtrade Direct Investing™, Interactive Brokers, National Bank, and the big banks compared.
June 5, 2026
How to Do Norbert's Gambit: The Complete Canadian Guide (2026)
The clearest Canadian guide to Norbert's Gambit. Convert CAD to USD for a few dollars instead of a 1.5% to 2.5% FX spread, with step-by-step instructions for Wealthsimple, Questrade, Qtrade Direct Investing™, and Interactive Brokers.
June 3, 2026
SpaceX in Canadian Index ETFs After the IPO
SpaceX priced at $135, began trading June 12, and joined the Nasdaq-100 July 7. Here is what is confirmed and what remains projected for Canadian ETFs.