ETF Fees
What your all-in-one ETF actually costs
A fee of 0.20% sounds like nothing until you put a portfolio behind it. These breakdowns show what each fund charges per year, the foreign withholding tax the headline number leaves out, and the point where buying the underlying ETFs yourself starts to pay for the extra work. Not every figure is a reported MER: CAGE publishes a management fee and has not filed a first MER, and the Vanguard funds are estimated from their management fees after the late-2025 cut. Cards marked (est.) below are projections rather than filed figures, and each page names the number it is using.
Data freshness
5 of 5 ETF datasets have structured source checks
Most recent check: Jul 17, 2026.
XEQT: 0.20% MERWhat XEQT's 0.20% MER costs per year, and whether holding ITOT, XIC, XEF, XEC yourself beats it.See the fee breakdown →VEQT: 0.20% MER (est.)What VEQT's 0.20% MER (est.) costs per year, and whether holding VTI, VCN, VIU, VEE yourself beats it.See the fee breakdown →XGRO: 0.20% MERWhat XGRO's 0.20% MER costs per year, and whether holding ITOT, XIC, XEF, XEC, XBB yourself beats it.See the fee breakdown →VGRO: ~0.20% MER (est.)What VGRO's ~0.20% MER (est.) costs per year, and whether holding VTI, VCN, VIU, VEE, VAB yourself beats it.See the fee breakdown →CAGE: 0.28% management feeWhat CAGE's 0.28% management fee costs per year, and whether holding AVUS, CACE, CADE, AVUV, AVDV, CAEM yourself beats it.See the fee breakdown →
Keep going
ETF Split CalculatorRun your own balances through the calculator these pages are built on, for any of the funds it covers.Open the calculator →One-fund ETF guidesThe standalone case for each all-in-one ETF: who it fits, and what the convenience costs.Read the guides →ETF comparisonsSide-by-side MER, country weights, and factor exposure for the funds Canadians actually choose between.Compare ETFs →Asset Location OptimizerFees are only half the drag. See which account each fund belongs in to cut the withholding tax too.Optimize placement →