Asset Location Optimizer
Which ETFs belong in your RRSP, TFSA, and non-registered?
Enter your holdings and account sizes. The optimizer scores each ETF across your accounts based on foreign withholding tax, dividend tax treatment, and account type, and tells you the ideal placement to minimize your tax drag.
Account sizes
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$
$
Leave blank: Non-Reg absorbs any overflow.
Your holdings
ticker · account · asset class
Recommended placement
ETFRRSPTFSANon-Reg
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Set account sizes and add at least one ETF to see placement scores.
Scores are estimates based on publicly available tax rules and ETF structures. This tool does not constitute financial or tax advice. Withholding tax rates and treaty rules can change — always verify with your brokerage or a qualified tax professional.